Everything you need to know about the Enerfip minor booklet

Young people who grow up are those who flourish by learning, taking responsibility, and building the world of tomorrow today.

Are you familiar with Enerfip's children's savings account? It's the ideal solution for raising your children's awareness of the challenges of the energy transition and giving more meaning to their savings.

Want to know more? Discover in this article, structured like an FAQ (Frequently Asked Questions), all the answers to your questions about your child's savings, as well as detailed explanations for each of the steps to take on the Enerfip platform.

Why invest money for your minor child?

Opening a savings account for your minor child – even if you have no obligation – allows you to build their financial future. Creating an account allows you to regularly deposit money, for example, money given by relatives for a birthday, a baptism, the end of year celebrations, etc. When they come of age, they can then enjoy it and manage it independently.

Having a savings account for minors also facilitates financial learning. By your side, he will discover how to manage money, as well as the concept of investing!

What is the minimum amount to open a savings account for minors with Enerfip?

Enerfip offers you the opportunity to invest in projects dedicated to the energy transition starting from 10 euros. Whether you are an adult or a minor, the access conditions remain the same!

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When should you open a savings account for minors with Enerfip for your child?

The sooner you open a savings account for your child, the better! Why? Because it allows you to raise your child's awareness of sustainable investment and renewable energy from a young age.

Furthermore, in addition to the educational and ecological aspects, financial considerations also come into play. If you open a savings account for children when they are born and invest regularly, their portfolio will grow with them, allowing them to benefit from the interest paid on the savings account according to the planned schedule.

What documents are required to open a savings account for children?

Do you want to open a savings account for children on Enerfip? To open a savings account for children on our platform, you must have parental authority over your child.

It couldn't be simpler! From your investor area, you must:

1. click on the “account” tab and “add a new booklet”;
2. upload a copy of the birth certificate (complete) or the family record book (complete);

Complete, that is to say?
Our team must be able to read the civil status of the legal representative and the minor on it. The single page mentioning the minor’s birth is not sufficient.

1. add a “parental authorization letter” (a template is provided when opening the minor’s booklet);
2. Attach the minor's ID (optional).

Good to know
As the legal representative, you must also provide us with a letter of authorization to open a payment account, which we then send to Lemonway, our secure payment partner.

How does the minor's savings account work at Enerfip?

The savings account for minors has some specific characteristics. It is, in fact, a subcategory of the parent savings account, accessible only from your account.

• To top it up, you must therefore go through the current account linked to the parent's Enerfip savings account.

• To make a withdrawal, you must send an email to your Investor Relations Officer so that they can authorize the transfer from your child's account to yours.

What steps should you take to convert the savings account for minors as an adult?

When your child reaches adulthood, an email will inform you on their 18th birthday that you can transfer the proceeds of their savings to them. When you make your choice, simply let yourself be guided by the following explanations!

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An essential tool for preparing your child's future, the Enerfip minor's savings account is both profitable and educational. By introducing them to the basics of saving and investing from a young age, you encourage them to support meaningful projects in renewable energies. By working with us, pass on great values ​​to them and give them the opportunity to build a better world!

If you are interested in our crowdfunding platform dedicated to the energy transition, make an appointment with the Investor Relations department without further delay!