Enerfip, 2nd service to obtain European approval

That's it, since December 6, 2022, Enerfip France has been officially certified by the Autorité des Marchés Financiers. It will now operate under the European approval of crowdfunding service providers (the “PSFP”).

This European status is mandatory; all crowdfunding platforms will have to obtain it to continue operating from November 10, 2023.

What will change for investors?

1️⃣ Investors can be classified as sophisticated investors or non-sophisticated investors. Non-sophisticated investors will have to complete a more in-depth knowledge test and will be subject to a loss simulator more suited to their situation.

2️⃣ Thanks to the European passport provided for by the regulation, Enerfip will be able to offer projects to investors residing in other EU Member States.

3️⃣ Our project offering will evolve because we will be able to offer you projects developed by project leaders who are members of the European Union.

4️⃣ A clearer vision of the risks relating to the projects.

5️⃣ Regarding the maximum amount that can be collected per year and per issuer: this amount decreases from €8M to €5M.

6️⃣ We will now be able to publish the rates of return of the projects on the project pages.

To obtain European approval, it is not only our legal team, as well as our analysts and product & design managers, who worked for nearly a year to compile the rigorous dossier required by the Financial Markets Authority.

To date, Enerfip is the second service to have successfully obtained this approval, even though its mandatory application date was postponed by a year due to the large number of services being delayed. We anticipated the difficulty by working on our dossier as early as possible, confirming Enerfip's approach to remaining at the forefront of regulation, compliance, and investor protection.